Vehicle Loans
New and used cars, two-wheelers, commercial vehicles, and fleet financing — matched to the right lender for how the vehicle will actually be used.
- Passenger Vehicle Loans Financing for a new car for personal use.
- Commercial Vehicle Loans Trucks, tempos, and commercial passenger vehicles for transporters and businesses.
- Two-Wheeler Loans Financing for scooters and motorcycles, with faster turnaround than four-wheeler loans.
- Fleet Financing Multi-vehicle funding for logistics operators, cab fleets, and corporates.
- Used Car Loans Financing for pre-approved, pre-owned vehicles.
Passenger and commercial vehicles
A passenger vehicle loan is priced mainly against your income and credit file, with on-road funding usually reaching 80–90% depending on the lender and your profile. A commercial vehicle loan — for a truck, tempo, or commercial passenger vehicle — is assessed differently: lenders look at the business's cash flow and the vehicle's expected earning capacity, not just personal income, since the vehicle itself is meant to generate revenue.
Two-wheelers and fleet financing
Two-wheeler loans carry a smaller ticket size and typically move through approval faster than four-wheeler financing. Fleet financing is a different structure altogether — built for operators buying multiple vehicles at once, whether for a logistics business, a cab fleet, or a corporate pool, and structured against the fleet's overall utilization and revenue rather than one vehicle in isolation.
Used car loans
Financing for a pre-owned vehicle is assessed against the car's current market valuation, not its original invoice price, so the loan-to-value ratio typically runs lower than on a new car and the maximum tenure is shorter. We work with lenders who finance pre-approved used vehicles, which keeps the paperwork and valuation process faster for buyers who've already picked a car.
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